Floodplain Management

The National Flood Insurance Program (NFIP) is a federal program that enables property owners to purchase flood insurance. Established by Congress through the National Flood Insurance Act of 1968, the NFIP is operated under the jurisdiction of the Federal Emergency Management Agency (FEMA). This flood insurance is designed to provide an alternative to federal disaster assistance for property damage caused by floods.

Estes Park joined the NFIP in the early 1970s and since that time, the Town has been active in floodplain management. The goals of the program are to:

  • Reduce flood hazards,
  • Regulate floodplain activities,
  • Educate the public about floods and floodplains.

By participating in the NFIP, flood insurance is available to local property owners, and the Town is eligible for Federal and State funds following a flood event.

The Town has four major drainage basins with mapped floodplains. Since the 2013 flood event, FEMA flood insurance maps no longer accurately reflect flood risk in Estes Park. The Town of Estes Park is now regulating to the high water marks from the 2013 flood event, and is actively working to obtain a revised FEMA Flood Insurance Study and revised Flood Insurance Rate Maps.
 
For insurance purposes, a determination as to whether or not your property (within the Town limits) is in a mapped regulatory flood hazard area can be requested by contacting Floodplain Manager Tina Kurtz at tkurtz@estes.org or 970-577-3732.
 

Additional Maps