Insurance: Learn what you need to know

Insurance Owl

Auto Insurance

Car Insurance

Operating a motor vehicle is the most dangerous and potentially deadly activity we do every day. Researchers point to distracted driving as a major cause of more frequent, more costly and deadly accidents. And higher accident rates result in higher insurance premiums for many. The Division of Insurance encourages Coloradans to commit to being focused, responsible drivers and visit our Distracting Driving Awareness page.

Whether it’s for your first car or the old family car, auto insurance is important, and in Colorado it’s required.  Review our Buyer’s Guide for Auto Insurance for tips and know-how.  For more info, check out the Division of Insurance’s site for Property and Liability Insurance.

Homeowners Insurance

Home Insurance

You need homeowners insurance that meets your needs, but at the best price.  Find out what questions to ask and the info you’ll need in our Buyer’s Guide for Homeowners Insurance.  For even more info (including Renter’s Insurance), visit our site for Property and Liability Insurance.

Life Stages and Insurance

African American Couple

Insurance needs change as your life changes.  See the six life situations to know when it's time to ask challenging questions with these Get Ready Resources from the National Association of Insurance Commissioners’ consumer site, Insure

Under 30? Insurance tips from
RJ Mitte of "Breaking Bad"

Invincible?  Not really. Twenty-somethings often assume that bad breaks won’t happen until they’re older.

Don’t undervalue possessions - Think you don’t own anything worth insuring? What’s an iPad or laptop worth to you?

Procrastination – “I’ll look into insurance tomorrow.” Yeah, not a good idea.

InsureThis – Insurance tips for the under-30 crowd on that new car, first apartment, job hunting and tying the knot.

Ask DORA – DORA’s Division of Insurance can provide unbiased answers to your questions.  Call 303-894-7490 / 800-930-3745 (outside the Denver metro area), or visit our Ask a Question / Make a Complaint page.

About the Division of Insurance

The Colorado Division of Insurance (DOI) regulates the insurance industry in Colorado. We help consumers by answering their questions, investigating their complaints, and helping them to understand their insurance. We regulate and monitor the insurance companies in Colorado, as well as insurance agents, making sure everyone is following the law.