mtrost's blog

National Preparedness Month Week Two: September 8-14 Make a Plan to Prepare for Disasters

By planning and taking action in advance, everyone can be prepared, no matter where or when disaster strikes.

  • Know your community’s risks and what you would do when they occur.
  • Sign up for emergency alerts so that during an emergency, you receive life-saving information from your state and local municipality.

September 1-7 “Save Early for Disaster Costs”

Prepare financially for disasters, now. Saving money and having insurance are the best financial defenses against disasters.

  • Create a budget that includes a savings plan so you can be ready for the unexpected.
  • Set aside money for an emergency fund to cover disaster costs you may incur including hotel stay, food, gas, and insurance deductibles. 
  • Have cash in your emergency supply kit to be ready for an extended power outage when there may be limited access to ATMs and credit cards.

Training Opportunities for the Colorado Private Sector: Continuity Planners Workshp

Overview

Have you ever wondered if your continuity plans are sufficient?  These two FEMA courses will teach you about facility and data planning, devolution and how to build teams of succession.   These sophicated courses are extremely detailed and provide great information.  Although they are more government focused, they can easily translate into business continuity in the private sector.

READYColorado Blog: Title: Get Insured Colorado: Avoiding Insurance Pitfalls and Scams

Our last Get Insured Colorado topic is avoiding insurance pitfalls and scams.   Most insurance pitfalls result in paying higher premiums or the loss of insurance coverage.  Insurance scams can be avoided by following these three steps: stop, call and confirm. 

Common Insurance Pitfalls

Avoid common pitfalls that may result in paying higher premiums or even losing insurance. Consider carrying a higher deductible. It will save you money on your premium and discourage you from filing small claims that may put you at risk for non-renewal.

Get Insured Colorado Preparedness Campaign

During the month of May DHSEM is partnering with the Rocky Mountain Insurance Information Association (RMIIA), Colorado Association of Realtors and Colorado Department of Regulatory Agencies to provide insurance preparedness and information.

You can view these tips and information by visiting our READYColorado social media platforms (you do not need to have a Twitter or Facebook account to read the information) with the links below:

READYColorado Blog: Flood Insurance: What is Covered?

Have you experienced flood damage to your home or business as a result of Colorado rainstorms? There are always many questions from the community on what is covered by insurance companies or other programs. The first step is to meet with your insurance agent to review your policy. Flood damage is covered under a separate flood insurance policy and not under your general policy. Flood insurance is purchased directly from your insurance agent.

READYColorado Blog: Wildland Fire Insurance: Property and Financial Preparedness

Wildfires continue to be a growing threat in the Rocky Mountain Region where population is booming in high-risk wildland-urban interface (WUI) areas. While many people move to and live in Colorado for its forests, mountains and breathtaking views, they don’t always see the potential risks of losing their homes to wildfire – even in suburban neighborhoods. It is critical homeowners understand the risks of living in wildfire prone areas, the potential insurance impacts and what steps they should take to protect themselves, their property and personal finances.

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