Medicaid Buy-In Program For Working Adults With Disabilities

The Medicaid Buy-In Program for Working Adults with Disabilities lets adults with a disability who qualify to "buy-into" Colorado Medicaid. If you work and earn too much to qualify for Colorado Medicaid you may qualify. If you qualify, you pay a monthly premium. Your monthly premium is based on your income. 

Who qualifies?

  • You must be between 16 and 64 years old,
  • You must be employed,
  • You must have a qualifying disability. The Social Security Administration (SSA) listings describes what disabilities qualify, and
  • Your family income must be below 450% of the Federal Poverty Level (FPL). For example, you can make about $4,375 a month and qualify.

You are not required to apply for SSA disability. If you do not have a current disability determination from the Social Security Administration, fill out the Medicaid Disability Application and Medical release form on the How To Apply page. We will determine if you qualify using the Social Security Administration (SSA) listings, without regard to your substantial gainful activity or your ability to work.

Benefits and Services

You will get regular Colorado Medicaid benefits. You may also qualify for extra benefits through waiver programs such as the Elderly, Blind and Disabled waiver of Community Mental Health Supports Home and Community-based Services waivers.

What Does It Cost?

You have to pay monthly premiums based on your income to be in the program. The more you make, the more you pay.

Federal Poverty Level (FPL) Monthly Income for an Individual You Pay Each Month
0-40% $0 - $389* $0
41-133% $390 - $1,294* $25
134-200% $1,295 - $1, 946* $90
201-300% $1,947 - $2,918* $130
301-450% $2,919 - $4,377* $200

*Some people earning more may still qualify.

How to Apply

For more information on how to apply, see our How to Apply page.

For more details about this program, see our Medicaid Buy-In Program page.

If you have more questions about this program please contact the Medicaid Customer Contact Center.