Larimer Home Improvement Program

The Larimer Home Improvement Program is offered by the Estes Park Housing Authority and administered by the Housing Authority of the City of Loveland. It offers low to no interest rate loans to income qualified families looking to repair or improve their homes. See income chart.

The Maximum loan amount is $24,999 and the interest rate varies from 0% to 5% based upon the families' income. The loan terms are very flexible we will work with you to come up with an affordable monthly payment.

The Larimer Home Improvement Program is concerned with health and safety related issues in your home. Approved repairs or improvements would be such things as roof replacement or repair, new siding, windows and insulation to improve energy efficiency, room additions in overcrowding situations, etc. Please contact the program manager to see if your repairs qualify.

Qualified applicants must meet the income requirements, own and occupy the home for which you are requesting repairs, and have enough equity in the property to secure the loan. Your home must be in Larimer County.

We also offer an emergency grant assistance program to people that own & occupy their home and make no more than 50% of the area median income (see chart). This program can offer funds to people in urgent need situations such as burst pipes or a shot water heater or furnace. If you are asking for assistance to replace a furnace, we require that you first apply with the weatherization program (Longs Peak Energy Conservation www.co.boulder.co.us/cs/ho); you may apply with us if they turn you down. These grants cannot exceed $1,000 unless special circumstances are approved by the program manager. You are only eligible to receive emergency funds assistance one time.

The Larimer Home Improvement Program will assist in the repair of mobile homes, but on a much smaller scale. The maximum loan amount is $3,000 with an interest rate from 0% to 5% based upon applicant's income.

The application process is very simple. You can download the application or call 970-577-3730 to have one mailed, faxed, or emailed to you. Fill out the application and provide proof of income and family size. Mail it to 375 W. 37th Street, Suite 200, Loveland, CO 80538. We will let you know in less than a week in most cases if you qualify.