Life Insurance Policy Locator finds $1.3M for Colorado consumers in first year

Locates $92.5M nationwide.

DENVER (Dec. 19, 2017) – Since its launch in November 2016, thousands of U.S. consumers have reaped the benefits of the National Association of Insurance Commissioners' (NAIC) Life Insurance Policy Locator.

Here in Colorado, the Division of Insurance (DOI), part of the Department of Regulatory Agencies, says that 757 inquiries have resulted in 134 responses that led to $1,311,109 making its way to beneficiaries. Across the country, over 40,000 consumers have conducted searches, and the tool has matched 8,210 beneficiaries with lost or misplaced life insurance policies or annuities – totaling $92.5 million returned to consumers.

“This tool helps Coloradans get the insurance benefits their spouses, parents, grandparents and other loved ones have already paid for,” said Commissioner of Insurance Marguerite Salazar. “Regulators identified the mounting problem of lost policies and worked together in 2016 to design this resource to help consumers find money that is owed to them. I encourage everyone to log in to see if they are owed money.”

Using the Life Insurance Policy Locator, consumer requests are encrypted and secured to maintain confidentiality. Participating insurers compare submitted requests with available policyholder information and report all matches to state insurance departments through the locator. Companies then contact beneficiaries or their authorized representatives. Insurance companies have 90 days to research inquiries.


The Colorado Division of Insurance (DOI), part of the Department of Regulatory Agencies (DORA) regulates the insurance industry and assists consumers and other stakeholders with insurance issues.  Visit for more information or call 303-894-7499 / toll free 800-930-3745

DORA is dedicated to preserving the integrity of the marketplace and is committed to promoting a fair and competitive business environment in Colorado. Consumer protection is our mission. Visit for more information or call 303-894-7855 / toll free 1-800-886-7675

The National Association of Insurance Commissioners (NAIC) is the U.S. standard-setting and regulatory support organization created and governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. Through the NAIC, state insurance regulators establish standards and best practices, conduct peer review, and coordinate their regulatory oversight. For more information, visit

Media Contact:
Vincent Plymell
Division of Insurance 
p: 303-894-2261 | c: 303-910-9614