Consumer Advisory: Colorado Division of Insurance Establishes Special Enrollment Period
Uninsured can enroll in individual health coverage from March 20 - April 3.
DENVER (March 19, 2020) – The Division of Insurance (DOI), part of the Department of Regulatory Agencies (DORA), and Connect for Health Colorado today announced that Emergency Regulation 20-E-02 will establish a special enrollment period (SEP) for uninsured Coloradans to get health insurance. Uninsured people will be allowed to enroll in individual health insurance plans (meaning plans NOT from an employer) from March 20 through April 3, 2020. Coverage will be effective starting on April 1, regardless of when someone enrolls during that window. Only people who are currently uninsured are eligible to enroll, as this is not a period for people with coverage to change plans. Uninsured spouses and children will also be allowed to enroll at this time, even if one spouse or a child’s parent may already be insured.
“Many people are unaware that they are eligible for financial assistance to help lower their premiums,” said Michael Conway, Colorado Insurance Commissioner. “We encourage everyone who is uninsured to use this opportunity to visit Connect for Health Colorado, check what assistance they may be eligible for, and enroll in coverage.”
Coloradans who lose their job, or who may lose their job in the coming weeks, and thus lose their employer-based health insurance, are reminded that loss of such coverage allows them a 60-day window to enroll in individual coverage, whenever that might happen throughout the year. See Connect for Health Colorado’s “When can I buy insurance?” page for details.
“We're ready to do our part to help protect the health and well-being of as many Coloradans as possible,” said Connect for Health Colorado® Chief Executive Officer Kevin Patterson. “It is our mission to increase access to health insurance, and I am pleased we can make it easier for people to get the coverage they need at this critical time. I encourage all uninsured Coloradans, especially those who are newly uninsured, to enroll now by reaching out to Connect for Health Colorado.”
Colorado consumers are encouraged to enroll through our state’s exchange, Connect for Health Colorado. Financial assistance for those who qualify is only available when enrolling through Connect for Health Colorado. Contact Connect at 855-752-6749 or find in-person assistance through their statewide network of certified experts at connectforhealthco.com/person-help, including appointments with a broker or assister by phone. In addition, Connect for Health offers tools such as the Quick Cost & Plan Finder that can help check eligibility for financial assistance while finding plans that fit consumers’ needs.
The Colorado Division of Insurance (DOI), part of the Department of Regulatory Agencies (DORA) regulates the insurance industry and assists consumers and other stakeholders with insurance issues. Visit dora.colorado.gov/insurance for more information or call 303-894-7499 / toll free 800-930-3745.
DORA is dedicated to preserving the integrity of the marketplace and is committed to promoting a fair and competitive business environment in Colorado. Consumer protection is our mission. Visit dora.colorado.gov for more information or call 303-894-7855 / toll free 1-800-886-7675.