Key Health Insurance Definitions

For Open Enrollment for 2019 

Health insurance jargon and vocabulary can be confusing. With open enrollment for individual plans coming up soon (Nov. 1, 2018 - Jan. 15, 2019) and with many employer plans also conducting their open enrollment during the fall, the Division of Insurance is highlighting a few key terms and phrases that are important to understanding critical distinctions in the health insurance markets. This is not a complete list of health insurance vocabulary - you can find more terms on the Health Insurance Glossary page - but instead it's a small list of important terms to help people understand health insurance for 2019. And if you have more questions about health insurance and the meaning of what your insurance company or insurance broker sent you or told you, please contact the Division's Consumer Services Team - 303-894-7490 / 800-930-3745 /

During the week of Oct. 1, 2018, watch this space for new terms as we lead-up to the release of the final, approved individual and small group plans and premiums for 2019 on Thursday, Oct. 4, 2018.



Contact Information
Division of Insurance, Colorado Department of Regulatory Agencies
1560 Broadway, Suite 850
Denver, CO 80202