DORA's 2016 holiday-season and year-end consumer advisories

DENVER (Dec. 15, 2016) —  As winter season celebrations approach and 2016 comes to a close, it's important to be extra mindful of your money, job, family and home. The Colorado Department of Regulatory Agencies (DORA) has compiled a list of its top holiday-season and year-end consumer topics and encourages consumers to take just five minutes to review each to arm themselves with information that could save time, money or both. This time of year often presents unique challenges for employers, employees and the consumers they serve. At DORA, consumer protection is our mission. Our divisions – Banking, Civil Rights, Consumer Counsel, Financial Services, Insurance, Professions and Occupations, the Public Utilities Commission, Real Estate, and Securities— encourage you to enjoy the final days of 2016 with some additional peace of mind.

DORA will issue the following consumer advisories through the end of the year, however you can review all of them now just by clicking "Go to advisory now."

Entangled by Your HOA's Holiday Lighting Rules? Follow These Tips.
Dec. 15
The Division of Real Estate offers three tips to make sure you are in the clear with your festive display in your HOA. Go to advisory now.

Be Wary of Holiday Party Investment Advice
Dec. 16

A recent national survey of investment fraud victims found that 70 percent had made choices on investing their money based on "tips" or advice from friends and family. This holiday season, DORA’s Division of Securities encourages consumers to be skeptical of “high returns, low risk” investment talk around the holiday table, even by well-meaning family and friends. And if you do talk finance, always take five minutes afterward to do some follow-up research with DORA. Go to advisory now.

Consider Travel Insurance Before Hitting the Holiday Road
Dec. 19
According to the United States Travel Insurance Association, nearly 17 percent of Americans have had their travel plans impacted by illness, natural disaster, carrier-caused issues or severe weather. The Division of Insurance at DORA helps travelers weigh their options to help them determine whether it's worth getting covered first. Go to advisory now.

Tips for Safe Online Shopping Apply to Procrastinators Too
Dec. 20
DORA is dedicated to the financial literacy of all Colorado consumers and offers six tips for staying safe when shopping online. Go to advisory now.

Don’t Let Plumbing Issues Drain Your Holiday Cheer
Dec. 21

DORA’s Division of Professions and Occupations offers seven tips to avoid plumbing problems and, if you do run into issues, how to check with DORA to make sure your plumber is properly licensed to do the job.  Go to advisory now.

Don't Get Taken for A Ride. Keep a Close Eye on Cab Fares.
Dec. 22

How much should you pay for a cab to and from Denver International Airport? The Public Utilities Commission (PUC) at DORA reminds consumers that under PUC rules, a map displaying the three Denver metro area zones and the applicable flat rate to each zone must be posted in each taxi, and drivers are required to inform passengers of the total fare prior to beginning the trip. Go to advisory now.

Be Aware: Pre-Paid Cash Cards Scams on the Rise
Dec. 27

If you received the gift of a pre-paid cash card this holiday, be aware that scammers are targeting consumers to obtain the PIN number on the card and wipe the card clean of funds. DORA is dedicated to the financial literacy of all Colorado consumers and urges awareness regarding new scams occurring around pre-paid cash cards.  Go to advisory now.

Advisories will also be posted on

The Department of Regulatory Agencies (DORA) is dedicated to preserving the integrity of the marketplace and is committed to promoting a fair and competitive business environment in Colorado. Consumer protection is our mission. Visit for more information or call 303-894-7855 / toll free 1-800-886-7675

Media Contacts:
Rebecca Laurie
Department of Regulatory Agencies
p: 303-894-2338 | c: 720-724-0612