Our last Get Insured Colorado topic is avoiding insurance pitfalls and scams. Most insurance pitfalls result in paying higher premiums or the loss of insurance coverage. Insurance scams can be avoided by following these three steps: stop, call and confirm.
Common Insurance Pitfalls
Avoid common pitfalls that may result in paying higher premiums or even losing insurance. Consider carrying a higher deductible. It will save you money on your premium and discourage you from filing small claims that may put you at risk for non-renewal.
During the month of May DHSEM is partnering with the Rocky Mountain Insurance Information Association (RMIIA), Colorado Association of Realtors and Colorado Department of Regulatory Agencies to provide insurance preparedness and information.
You can view these tips and information by visiting our READYColorado social media platforms (you do not need to have a Twitter or Facebook account to read the information) with the links below:
According to a May 2016 National Insurance Crime Bureau report, Colorado had the second highest number of hail claims in the United States from 2013-2015 (182,591), second only to Texas. Colorado's damaging hail season is considered to be from mid-April to mid-September.
Have you experienced flood damage to your home or business as a result of Colorado rainstorms? There are always many questions from the community on what is covered by insurance companies or other programs. The first step is to meet with your insurance agent to review your policy. Flood damage is covered under a separate flood insurance policy and not under your general policy. Flood insurance is purchased directly from your insurance agent.
Wildfires continue to be a growing threat in the Rocky Mountain Region where population is booming in high-risk wildland-urban interface (WUI) areas. While many people move to and live in Colorado for its forests, mountains and breathtaking views, they don’t always see the potential risks of losing their homes to wildfire – even in suburban neighborhoods. It is critical homeowners understand the risks of living in wildfire prone areas, the potential insurance impacts and what steps they should take to protect themselves, their property and personal finances.
WebEOC Server Maintenance (Updates and Patches)
Date: Wed. April. 17, 2019
Time: 2:30 a.m. to 9:30 p.m.
The nationwide "If You See Something, Say Something" public awareness campaign was created to raise public awareness of indicators of terrorism and terrorism-related crime, and to emphasize the importance of reporting suspicious activity to the proper local law enforcement authorities.
Are you getting ready to do some spring cleaning? If you are like most of us, you will toss out some papers as spring nears. April also happens to be records and information management month. Identity thieves know that we often toss out valuable information during a spring cleaning purge, and they are on the lookout for anything they can grab that will help them steal your identity. Below are a few tips to keep your identity safe while you freshen up your home.