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READYColorado Blog: Title: Get Insured Colorado: Avoiding Insurance Pitfalls and Scams

Our last Get Insured Colorado topic is avoiding insurance pitfalls and scams.   Most insurance pitfalls result in paying higher premiums or the loss of insurance coverage.  Insurance scams can be avoided by following these three steps: stop, call and confirm. 

Common Insurance Pitfalls

Avoid common pitfalls that may result in paying higher premiums or even losing insurance. Consider carrying a higher deductible. It will save you money on your premium and discourage you from filing small claims that may put you at risk for non-renewal.

Get Insured Colorado Preapredness Campaign

During the month of May DHSEM is partnering with the Rocky Mountain Insurance Information Association (RMIIA), Colorado Association of Realtors and Colorado Department of Regulatory Agencies to provide insurance preparedness and information.

You can view these tips and information by visiting our READYColorado social media platforms (you do not need to have a Twitter or Facebook account to read the information) with the links below:

READYColorado Blog: Flood Insurance: What is Covered?

Have you experienced flood damage to your home or business as a result of Colorado rainstorms? There are always many questions from the community on what is covered by insurance companies or other programs. The first step is to meet with your insurance agent to review your policy. Flood damage is covered under a separate flood insurance policy and not under your general policy. Flood insurance is purchased directly from your insurance agent.

READYColorado Blog: Wildland Fire Insurance: Property and Financial Preparedness

Wildfires continue to be a growing threat in the Rocky Mountain Region where population is booming in high-risk wildland-urban interface (WUI) areas. While many people move to and live in Colorado for its forests, mountains and breathtaking views, they don’t always see the potential risks of losing their homes to wildfire – even in suburban neighborhoods. It is critical homeowners understand the risks of living in wildfire prone areas, the potential insurance impacts and what steps they should take to protect themselves, their property and personal finances.

READYColorado Blog: Spring Cleaning: Keeping Your Identity Clean

Are you getting ready to do some spring cleaning? If you are like most of us, you will toss out some papers as spring nears. April also happens to be records and information management month. Identity thieves know that we often toss out valuable information during a spring cleaning purge, and they are on the lookout for anything they can grab that will help them steal your identity. Below are a few tips to keep your identity safe while you freshen up your home.

READYColorado Blog: National Telecommunicator’s Week and 911 Education Month

An emergency arises and you call 9-1-1 for help, but you don’t know what to tell the dispatcher because you’ve suddenly forgotten your address. Being prepared can help eliminate some of the stress that sets in during emergencies. National Public Safety Telecommunicator’s Week and 9-1-1 Education Month serve as important reminders that being prepared can make all the difference.

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