WHAT YOU NEED TO KNOW 2014 OPEN ENROLLMENT

When Can I Enroll?
Open enrollment is one of the only times to make changes to your medical and dental benefits, outside of a qualifying life event. You can make changes to your plan, elect a different plan or enroll in a plan during the Open Enrollment Period from April 22- May 15, 2014. 

For employees who choose to have premiums deducted on a pre-tax basis, federal law limits when you can change your elections for these benefits. Changes made outside of the annual Open Enrollment period are allowed only within 31 days of a “qualifying event” such as marriage or divorce, birth or death of a dependent.

Who Can I Enroll?
You can enroll the following dependents for medical, dental and optional life insurance:

  • Spouse, including Common Law Spouse
  • Domestic Partner
  • Partner in a Civil Union
  • A child through the end of the month in which the child turns age 26 
  • A physically or mentally disabled child who is 26 years of age or older

Dependents added to an employee's medical, dental and/or optional life insurance during open enrollment must be verified by providing the appropriate required documentation to the Department of Personnel & Administration, Division of Human Resources by uploading them must be made in the state's benefit administration system, powered by BenefitSolver by Thursday, May 15, 2014. Click here to view the State of Colorado Dependent Definitions and Required Documents 

How Do I Enroll?

Open enrollment is completed through the state's online benefits administration system, BenefitSolver where you can also research your benefit options, view premiums and review online system instructions. 

You must go all the way through your open enrollment election.  On the confirmation page, you must click on "I Agree" in order for your choices to be submitted. You are finished when you get to the screen that provides you with a confirmation number. If you do not get a confirmation number, you are NOT DONE. Print out your enrollment confirmation as documentation of your enrollment.   

How Much Coverage Can I Purchase?

When making your medical and dental benefit selections, you may choose from among the following levels of coverage:

  • Employee 
  • Employee and Spouse/Civil Union Partner/Domestic Partner
  • Employee and Children
  • Employee and Spouse and Children (Family)

Your premium for coverage — including your contribution and the state’s contribution – will vary, depending on which level of coverage you select.