Medical Insurance

Make the most of your benefits 
One of the State of Colorado’s goals is to provide employees with cost-effective, high-quality health care. The FY 2016-17 Employee Benefits Guide will provide you with an overview of your benefits plan options for the upcoming fiscal year, beginning on July 1, 2016.
 

UnitedHealthcare 

Colorado.gov/dhr/UHC  |  myuhc.com (member site)  | welcometouhc.com/colorado (a pre-member site)

Introducing an exciting new benefit for UHC members: Paladina Health, a primary care physician option. Learn more at colorado.gov/dhr/paladina 

Kaiser Permanente

​Colorado.gov/dhr/Kaiser-Permanente  |  my.kp.org/stateofcolorado


Monthly Medical Rates
FY 2016–17 Plan Year (July 1, 2016–June 30, 2017)
Rate Comparison for 2016 Open Enrollment 

Medical Plan Cost Comparison  
FY 2016–17 Plan Year (July 1, 2016–June 30, 2017)
Cost Comparison for 2016 Open Enrollment 


Copayment Plans
Copayment plans offer a set copay for most health care services. A copayment, or copay, is the flat amount you pay at the time of a medical service or to receive a medication. Each health insurance option has set copay fees—these fees are printed on your health insurance card.
Copayment Plan Design:

  • Higher monthly premium or monthly rate you pay for health insurance
  • Set copayments (or copays) for most health care service

High-Deductible Health Plans
High-deductible health plans are designed to help keep premium costs low for you and your family.

High-Deductible Health Plan Design:

  • Lower monthly premium or monthly rate you pay for health insurance Higher deductibles or the amount you pay before insurance begins to pay the majority of health care costs

Preventive Services
Regardless of your health insurance plan, all preventive care services are covered at little or no out-of-pocket cost to you.

  • Annual physical exams (e.g. well-woman, well-child exams etc.)
  • Preventive Cancer Screenings 
  • Preventive Mammograms
  • Biometric screenings (e.g. cholesterol, blood pressure, diabetes, etc.)
  • Flu Shots and other immunizations
  • Diabetes Prevention Program 

And, more! Please see the following resources and your health insurance plan for a complete list of preventive services.


Employee Resources 

STATE RESOURCES
Division of Human Resources
colorado.gov/dhr
Contact: state_benefits@state.co.us
303-866-3434 or 1-800-719-3434

Your Department’s Human Resources Office
Employees and supervisors are first encouraged to contact their respective Department Human Resources Office or Department Benefit Administrators with questions and issues.

Employee Wellness Program
colorado.gov/dhr/wellness
Contact: state_wellness@state.co.us
303-866-3892

Colorado State Employee Assistance Program (C-SEAP)
colorado.gov/c-seap
Contact: 303-866-4314 or Toll Free 1-800-821-8154

MEDICAL PROVIDERS
UnitedHealthcare
Group# 718733
myuhc.com (member site)
welcometouhc.com/colorado (a pre-member site)
Contact: 1-877-283-5424

Kaiser Permanente
Group# 0225
my.kp.org/stateofcolorado
Denver/Boulder & Northern Colorado
Contact: 303-338-3800, 1-800-632-9700
Southern Colorado
Contact: 1-888-681-7878


FY 2016-17: 

 Plan Options at a Glance


Related Links 

Send an email to state_benefits@state.co.us to ask a benefits question anytime.