Medical Insurance

Make the most of your benefits 
One of the State of Colorado’s goals is to provide employees with cost-effective, high-quality health care. The FY 2015-16 Employee Benefits Guide will provide you with an overview of your benefits plan options for the upcoming fiscal year, beginning on July 1, 2015.
 

UnitedHealthcare 

Colorado.gov/dhr/UHC  |  myuhc.com (member site)  | welcometouhc.com/colorado (a pre-member site)

Introducting an exciting new benefit for UHC members: Paladina Health, a primary care physcian option. Learn more at colorado.gov/dhr/paladina 

Kaiser Permanente

​Colorado.gov/dhr/Kaiser-Permanente  |  my.kp.org/stateofcolorado


Monthly Medical Rates
FY 2014–15 Plan Year (July 1, 2014–June 30, 2015)
FY 2015–16 Plan Year (July 1, 2015–June 30, 2016)
Rate Comparison for 2015 Open Enrolmment 

Medical Plan Cost Comparison  
FY 2014–15 Plan Year (July 1, 2014–June 30, 2015)
FY 2015–16 Plan Year(July 1, 2015–June 30, 2016)
Cost Comparison for 
2015 Open Enrolmment 


Copayment Plans
Copayment plans offer a set copay for most health care services. A copayment, or copay, is the flat amount you pay at the time of a medical service or to receive a medication. Each health insurance option has set copay fees—these fees are printed on your health insurance card.
Copayment Plan Design:

  • Higher monthly premium or monthly rate you pay for health insurance
  • Set copayments (or copays) for most health care service

High-Deductible Health Plans
High-deductible health plans are designed to help keep premium costs low for you and your family.

High-Deductible Health Plan Design:

  • Lower monthly premium or monthly rate you pay for health insurance Higher deductibles or the amount you pay before insurance begins to pay the majority of health care costs

Do you qualify for the Medical Supplement Program?
The supplement for medical insurance is available to qualified low-income State employees with dependent children. The application period generally begins the same day as open enrollment, but concludes a week later than open enrollment. To be eligible for the supplement in the FY 2015–16 plan year, employees must complete an application. If you are currently receiving the supplement, you must apply every plan year to receive the premium reductions. For detailed information, required documentation or to learn if you qualify, visit colorado.gov/dhr/supplement-program


Employee Resources 

STATE RESOURCES
Division of Human Resources
colorado.gov/dhr
Contact: state_benefits@state.co.us
303-866-3434 or 1-800-719-3434

Your Department’s Human Resources Office
Employees and supervisors are first encouraged to contact their respective Department Human Resources Office or Department Benefit Administrators with questions and issues.

Employee Wellness Program
colorado.gov/dhr/wellness
Contact: state_wellness@state.co.us
303-866-3892

Colorado State Employee Assistance Program (C-SEAP)
colorado.gov/c-seap
Contact: 303-866-4314 or Toll Free 1-800-821-8154

MEDICAL PROVIDERS
UnitedHealthcare
Group# 718733
myuhc.com (member site)
welcometouhc.com/colorado (a pre-member site)
Contact: 1-877-283-5424

Kaiser Permanente
Group# 0225
my.kp.org/stateofcolorado
Denver/Boulder & Northern Colorado
Contact: 303-338-3800, 1-800-632-9700
Southern Colorado
Contact: 1-888-681-7878


FY 2015-16: 

 Plan Options at a Glance


Related Links 

Send an email to state_benefits@state.co.us to ask a benefits question aytime.