Life Insurance

2014-15 Open Enrollment Information for Minnesota Life (APRIL 22 - MAY 15, 2014)

There are no changes to optional life insurance benefits for the upcoming plan year.  However, several of the employee optional life premium rates have decreased.

There are separate premiums for employees and spouses/ domestic partners/civil union partners. For optional child life insurance, eligible children may be covered up to age 26 (coverage terminates the end of the month turning 26).

Evidence of Insurability (EOIs) MUST be completed when an employee or spouse/ domestic partner/civil union partner is applying for new coverage or increasing coverage during open enrollment. This process will occur in the online Benefits Administration System (BAS). At the conclusion of your open enrollment choices, you will be offered a button to begin the EOI process. You complete the EOI form online and submit it immediately and electronically to Minnesota Life Insurance Company. Children with optional child life coverage must be listed— name, age, social security number—and the optional child life insurance must be indicated for the child by clicking the “yes” button next to their names on the screen for optional child life insurance.
 
Spouses, domestic partners/civil union partners, and eligible children added to optional life insurance during open enrollment must be verified by providing the appropriate documentation to your agency benefit administrator. 
 
IMPORTANT: NO DOUBLE COVERAGE. If your spouse/domestic partner/civil union partner is also a State employee, you may be covered for optional life either as an employee or as a spouse/domestic partner/civil union partner, but not both. Double optional life coverage is not allowed. 

Employee Resources 

Related Links 

Basic and Optional Life Coverage provided by Minnesota Life with a Dedicate Customer Service Line 1-877-828-7728 for questions on claims, evidence of insurability forms, coverage, portability and conversion. 
Send an email to
 state_benefits@state.co.us to ask a benefits question anytime.