Dental Insurance

2014-15 Open Enrollment Information for Delta Dental (APRIL 22 - MAY 15, 2014)
 
The State of Colorado continues to offer two choices for dental insurance through Delta Dental. The plans differ in premium cost and how much reimbursement is available..

The State of Colorado has a preferred provider organization (PPO) plus Premier Plan:

  • You can choose from the more than 1,900 PPO or 3,000 Premier dentists.
  • You will save money whenever you see a PPO or Premier dentist.
  • When you choose an in-network PPO dentist, you will have the lowest out-of-pocket costs.
  • You can see a non-participating provider, but it will cost you more than if you select a provider in the PPO or Premier networks as balance billing may occur.
 
NEW for FY 2014-15: Delta Dental Prevention First Program 
  • Prevention First benefit applies to both Basic and Basic Plus plans.
  • Allows diagnostic & preventive services not to count towards the annual maximum benefit.
  • If you need extensive dental work, you will be able to get your diagnostic & preventive services covered, even if your annual maximum benefit has already been reached.
 
Delta Dental FY 2014-15 Basic Plus Plan 
  • Annual Maximum Benefit: $2,000 per person per plan year
  • Orthodontic Benefit: $2,000 per person per lifetime (for children and adults)
  • Plan Year Deductible: $50 per person. $150 per family.
  • Diagnostic & Preventive Services: 100%. Deductible does not apply.
  • Basic Services: 80%
  • Major Services: 50%
  • Orthodontic Services: 50%. Deductible does not apply.
 
Delta Dental FY 2014-15 Basic Plan 
  • Annual Maximum Benefit: $1,000 per person per plan year
  • Orthodontic Benefit: Not applicable
  • Plan Year Deductible: $50 per person. $150 per family.
  • Diagnostic & Preventive Services: 100%. Deductible does not apply.
  • Basic Services: 70%
  • Major Services: 50%
  • Orthodontic Services: Not applicable

Related Links

Employee Resources 

Send an email to state_benefits@state.co.us to ask a benefits quesiton anytime.