Dental Insurance

Open Enrollment Information 

The State offers dental insurance through Delta Dental and offers two dental plans for you to choose from. 

  • Basic Plan
  • Basic Plus Plan
The dental plans differ in monthly premium cost and how much reimbursement is available. Delta Dental’s Prevention First Program allows diagnostic and preventive services (e.g. exams, x-rays, cleanings, etc.) that do not count towards the annual maximum benefit. When you see an innetwork Delta Dental provider you will always have your preventive and diagnostic services covered at 100% even if your annual maximum benefits have already been reached for the plan year.
 
Delta Dental Prevention First Program 
  • Prevention First benefit applies to both Basic and Basic Plus plans.
  • Allows diagnostic & preventive services not to count towards the annual maximum benefit.
  • If you need extensive dental work, you will be able to get your diagnostic & preventive services covered, even if your annual maximum benefit has already been reached.

Delta Dental FY 2015-16 Basic Plus Plan 

  • Annual Maximum Benefit: $2,000 per person per plan year
  • Orthodontic Benefit: $2,000 per person per lifetime (for children and adults)
  • Plan Year Deductible: $50 per person. $150 per family.
  • Diagnostic & Preventive Services: 100%. Deductible does not apply.
  • Basic Services: 80%
  • Major Services: 50%
  • Orthodontic Services: 50%. Deductible does not apply. 
  • FY 2015-16 Basic Plan Plus Benefits Summary 

Delta Dental FY 2015-16 Basic Plan 

  • Annual Maximum Benefit: $1,000 per person per plan year
  • Orthodontic Benefit: Not applicable
  • Plan Year Deductible: $50 per person. $150 per family.
  • Diagnostic & Preventive Services: 100%. Deductible does not apply.
  • Basic Services: 70%
  • Major Services: 50%
  • Orthodontic Services: Not applicable
  • FY 2015-16 Basic Plan Benefits Summary 

Dental Plans Benefits Summary 

Dental Plans Premium Rates 

Dental Summary Plan Description 


FY 2015-16 Open Enrollment

 Plan Options at a Glance


Employee Resources

 

Send an email to state_benefits@state.co.us to ask a benefits quesiton anytime.