Dental Insurance

2014-15 Open Enrollment Information for Delta Dental (APRIL 22 - MAY 15, 2014)
The State of Colorado continues to offer two choices for dental insurance through Delta Dental. The plans differ in premium cost and how much reimbursement is available..
  • You can choose from the more than 1,900 PPO or 3,000 Premier dentists.
  • You will save money whenever you see a PPO or Premier dentist.
  • When you choose an in-network PPO dentist, you will have the lowest out-of-pocket costs.
  • You can see a non-participating provider, but it will cost you more than if you select a provider in the PPO or Premier networks as balance billing may occur.

NEW for FY 2014-15: Delta Dental Prevention First Program 

  • Prevention First benefit applies to both Basic and Basic Plus plans.
  • Allows diagnostic & preventive services not to count towards the annual maximum benefit.
  • If you need extensive dental work, you will be able to get your diagnostic & preventive services covered, even if your annual maximum benefit has already been reached.

Delta Dental FY 2014-15 Basic Plus Plan 

  • Annual Maximum Benefit: $2,000 per person per plan year
  • Orthodontic Benefit: $2,000 per person per lifetime (for children and adults)
  • Plan Year Deductible: $50 per person. $150 per family.
  • Diagnostic & Preventive Services: 100%. Deductible does not apply.
  • Basic Services: 80%
  • Major Services: 50%
  • Orthodontic Services: 50%. Deductible does not apply.
  • FY 2014-15 One Page Benefit Summary 

Delta Dental FY 2014-15 Basic Plan 

  • Annual Maximum Benefit: $1,000 per person per plan year
  • Orthodontic Benefit: Not applicable
  • Plan Year Deductible: $50 per person. $150 per family.
  • Diagnostic & Preventive Services: 100%. Deductible does not apply.
  • Basic Services: 70%
  • Major Services: 50%
  • Orthodontic Services: Not applicable
  • FY 2014-15 One Page Benefit Summary 

Related Links

Employee Resources 

Basic Plan 

Basic Plan Plus 

Send an email to state_benefits@state.co.us to ask a benefits quesiton anytime.