Open Enrollment is the one time of year when state employees can enroll in or change their medical, dental and life insurance selections and make changes necessary to ensure that your choices continue to meet your needs. Here’s what you need to decide this year:

Where will you get health insurance for 2014?
The U.S. government has mandated that almost everyone should have health insurance by Jan. 1, 2014. Eligible employees will meet the coverage requirement by enrolling in one of the State of Colorado’s four options in the Employee Group Health Plan.

Another option for coverage is through the federal government in the Health Insurance Marketplace. Learn more at and

Will you enroll in a state sponsored medical or dental benefits plan? 
The State of Colorado offers four medical insurance options and two dental insurance programs.

Would you like to set aside pre-tax dollars to pay for medical or dependent care expenses?
Flexible Spending Accounts (FSAs) allow you to set aside pre-tax dollars to pay for healthcare or dependent daycare expenses. These contributions lower your taxes. How? Your pre-tax deductions lower your taxable income, meaning there is less pay in your check to be taxed.  You can then use this pre-tax money to be reimbursed for eligible healthcare and dependent care expenses, saving up to 40% on each dollar contributed to an FSA. 

IMPORTANT: Those who want an FSA in FY 2014-15 must enroll in an FSA during open enrollment.

Do you qualify for the low-income medical supplement? 
For the upcoming FY2014-15 plan year, the supplement for medical insurance may again be available to qualified low-income State employees with dependent children. The application period begins the same day as open enrollment, Tuesday, April 22, 2014, but concludes a week later than open enrollment, ending on Thursday, May 22, 2014. Funding notification is generally received in April of each year.

To be eligible for the supplement in the FY2014-15 plan year, employees MUST complete an application for this year. Even though open enrollment will be passive, the supplement program is not. If you are currently receiving the supplement, you must apply again to be considered for the program in FY 2014-15. Your current supplement will stop after June 2014.  

For detailed information, required documentation or to learn if you qualify, visit the website.

Will you save $20 off your monthly health benefits premium by participating in the State of Colorado Employee Wellness Program?
With the State of Colorado Employee Wellness Program, powered by CaféWell, be inspired to get healthier, engage with others along the way, and get rewarded for your efforts. If you’re covered by a State-sponsored health insurance plan, you can earn a discount of up to $20 per month on your health insurance by participating on CaféWell – that’s up to $240 in savings per year! Visit for more information. 

Have questions?

Open Enrollment representatives are available at Department of Personnel & Administration, Division of Human Resources at or 1-800-719-3434.