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The Colorado Uninsured Employer (CUE) Fund exists to provide financial assistance to individuals injured while working for employers who did not carry workers’ compensation insurance.
The CUE Fund is overseen by an independent board. Each year the board issues an annual report setting benefit levels. View the most recent Benefit Report here.
Call us at 303-318-8700 or email firstname.lastname@example.org.
Colorado Uninsured Employer Fund | 633 17th Street, Suite 400 | Denver, CO 80202
303-318-8700 (Metro Area)
I was injured on the job and my employer doesn’t have workers’ compensation insurance. How do I get help from the CUE Fund and how long does it take?
To apply for the CUE Fund, you must first have obtained a judge’s order saying that the claim qualifies for workers’ compensation coverage and that there is no insurance. Once you have that, you can file an Application to the Colorado Uninsured Employer Fund which will be reviewed by the Colorado Uninsured Employer Board. There is no deadline for applying to the CUE Fund after you obtain the judge’s order.
After acceptance to the CUE Fund, what benefits can I expect?
The CUE Fund pays medical benefits first. If there’s enough money in the fund, other benefits may be paid. You can find the current funding level here.
Will I get a list of physicians to choose to treat with? Whom should I treat with prior to getting into the CUE Fund?
After acceptance into the CUE Fund, our TPA will issue you a new designated provider list. The CUE Fund will only pay for treatment provided by these physicians.
Does the CUE Fund pay for my initial ER visit? What should I do with the bills I have right now? I’m being threatened with bill collection, what should I do?
The CUE Fund will pay all reasonable and necessary, unpaid, past-due medical bills upon acceptance into the CUE Fund. Please keep any receipts and bills that were paid toward your claim.
Will the CUE Fund cover me if my claim was denied by my company’s workers’ compensation insurance company or if I am an independent contractor?
Claimants who wish to apply to the CUE Fund must meet the following criteria:
If you worked for an employer that did not have workers’ compensation insurance but was contracted to another company that did have coverage, you might be able to obtain benefits from the other company’s insurance.
What happens if the CUE Fund runs out of money?
If the CUE Fund runs out of money, it will be closed to new applicants. If your claim is denied because the CUE Fund is closed, you can reapply once it reopens. In some cases, benefits being paid to people already admitted to the CUE Fund may be terminated. Regardless, your employer will always owe you the full amount of workers’ compensation benefits you’re entitled to under the law.
Deadline to Reapply: To be determined
Rate Set Date:
Application to the Colorado Uninsured Employer Fund
Colorado Uninsured Employer Fund Brochure
Injured Worker's Page
Colorado Uninsured Employer Fund Rule
Current Benefit Level Report