Child Health Plan Plus (CHP+)

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Child Health Plan Plus (CHP+) is public low-cost health insurance for certain children and pregnant women. It is for people who earn too much to qualify for Medicaid, but not enough to pay for private health insurance.

Mother and daughterIn August 2015 there were 48,919 Coloradans enrolled in Child Health Plan Plus (CHP+).

Who Qualifies?

  • Children age 18 and under and pregnant women age 19 and over
  • Applicants with household income under 260% of the Federal Poverty Level (FPL)
  • Colorado Residents
  • Permanent legal residents who have had an Alien Registration number for at least 5 years, a refugee or asylee
  • Applicants not eligible for Medicaid
  • Applicants who do not have other health insurance

Benefits and Services

CHP+ covers:

  • Primary Care
  • Emergency Care and Urgent Care
  • Hospital Services
  • Dental Care (for children only)
  • Prescriptions
  • Immunizations
  • Maternity Care (prenatal, delivery and postpartum care)
  • Mental/Behavioral Health Care

See the Child Health Plan Plus Comparison Chart (also available in Spanish) for details on the plans available in your area. 

What Does It Cost?

CHP+ costs vary depending on your household size and income. CHP+ members may have to pay an annual enrollment fee. This fee is due within 30 days of your CHP+ approval. Some CHP+ clients may also have to pay co-payments to their health care provider at the time of service. Prenatal women, Native American and Alaskan Natives do not have to pay annual enrollment fees or co-payments.

What if I'm pregnant now?

You may qualify for the CHP+ Prenatal Program.

Which doctors can I visit?

CHP+ works with Health Maintenance Organizations (HMOs) to provide medical care. Each HMO has their own network of doctors that your child can see on CHP+. The county you live in will determine which HMO your child enrolls with. If more than one HMO is available in your county, you must select an HMO.

To find a CHP+ doctor or other provider see the CHP+ section of our Find a Doctor page.

How do I get dental benefits?

Delta Dental of Colorado provides dental benefits to all eligible and enrolled CHP+ child members. These benefits include preventive and diagnostic services, restorative services, endodontic, periodontic, prosthodontic, oral surgery and, limited orthodontic services. There will be a maximum allowable of $1000.00 per child per calendar year (January 1 - December 31). As with all CHP+ benefits, higher income families may be required to pay a small fee when they receive services. If you have any questions about CHP+ dental benefits call Delta Dental at 1-800-610-0201​.

To find a dentist see the Delta Dental CHP+ Provider Directory. Choose the directory based on the Group Number on your child's member identification number.

Who do I call if I have questions about my benefits?

Your CHP+ Health Maintenance Organization (HMO) can help you understand your CHP+ benefits.

What if I need a new membership card?

To get a new membership card, contact your CHP+ Health Maintenance Organization (HMO).

How long does CHP+ coverage last?

  • For children, CHP+ coverage begins the date the application is received at the CHP+ office, an Application Assistance Site, or a county office. Coverage lasts for 12 months.
  • For pregnant women, CHP+ Prenatal Care Program coverage begins the date the application is received at the CHP+ office, an Application Assistance Site, or a county office. Coverage ends 60 days after the last day of the month your pregnancy ends.

How do I renew CHP+ coverage?

  • Children enrolled in CHP+ must reapply every year. CHP+ will send you a packet about 3 months before your child’s coverage ends. Complete this and return it to CHP+ as soon as possible. If you do not receive a renewal packet, call CHP+ Customer Service at (800) 359-1991 to ask for one.
  • Clients who have an active PEAK account will also have the ability to pay enrollment fees and update their information at any time. 
  • Pregnant women enrolled in the CHP+ Prenatal Care Program cannot renew coverage after their pregnancy ends. If you do become pregnant again, however, you can apply again.

Can I enroll my newborn baby?

Call CHP+ Customer Service at (800) 359-1991 to see if your baby qualifies for CHP+.

What if I move?

Call us and tell us your new address as soon as you move. CHP+ sends letters to families letting them know about their benefits, so it is very important that we have a correct address. If you move out of state, you no longer qualify for CHP+ benefits. To find programs in other states, visit

What if I get a bill from the doctor?

Your CHP+ Health Maintenance Organization (HMO) can help you get medical bills paid.

How can I apply?

Visit the How To Apply page for more information.

What if I need immediate care?

You may qualify for a program called Presumptive Eligibility (PE). PE is a way for children and pregnant women to receive care right away without having to wait to see if you are eligible. To apply, you must visit a PE Site and they will do a quick review. If found eligible you will get enrolled for up to 60 days while you wait to see if you qualify. Find a PE Site in your area.

What if I have more questions?

  • You can call CHP+ Customer Service at 1-800-359-1991. CHP+ Customer Service is available Monday through Friday, 8 a.m. to 6 p.m. (se habla español).
  • You can also visit the new CHP+ office at 723 Delaware St. 3rd Floor, Denver CO 80204.
  • The CHP+ mailing address is: Department of Health Care Policy & Financing, P.O. Box 17548, Denver CO 80217.
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