The State of Colorado, Department of Revenue/Division of Motor Vehicles (DMV) is responsible for the administration of Colorado’s Motorist Insurance Identification Database (MIIDB) program. The MIIDB program is defined by Colorado statutes in CRS 42-7-601.
The purpose of the MIIDB program is to reduce the number of uninsured motor vehicles operating in Colorado. The MIIDB program will provide law enforcement officials, the Colorado DMV and other state entities with an on-line tool to assist in the identification of uninsured vehicles. The ultimate purpose is to reduce the number of accidents involving uninsured vehicles.
Vehicle insurance status is determined by the MIIDB system by matching DMV vehicle registration records against insurance company policy information. The MIIDB is provided with vehicle registration updates from the DMV on a daily basis and insurance policy updates from insurance companies on a weekly basis, at a minimum. The MIIDB system performs the matching process and reports all vehicle status changes to the DMV on a daily basis.