Dental Insurance

National Network of Providers

The State of Colorado offers two comprehensive, high-quality dental plan options from Delta Dental. 

What You Can Expect

Basic and Major Services 

  • Basic services including semi-annual check-ups, x-rays, cleanings, and fluoride treatments for children. 

  • Major services including bridges, crowns, dentures and implants. 

100% Coverage For Your Preventive Care

  • Both dental plans pay 100% for preventive care when you use in-network dental providers, even if your maximum benefits have already been reached for the plan year. 

Lifetime Allowance for Orthodontics

The Basic Plus Plan with Delta Dental includes a lifetime allowance for orthodontic procedures. This includes all appliances, adjustments, insertion, removal and post-treatment stabilization (retention). Your maximum benefit is determined by the date you began orthodontic treatment. 

  • Orthodontic treatment plans that started on or before June 30, 2016 will be subject to a $2,000 lifetime orthodontic services maximum benefit. 

  • Orthodontic treatment plans that started on or after July 1, 2016 will be subject to a $3,000 lifetime orthodontic services maximum benefit. 

FY 2018-19 Information

Delta Dental Prevention First Program 

  • Prevention First Program applies to both the Basic and Basic Plus plans.
  • The Prevention First Program ensures eligible diagnostic and preventive services (e.g. exams, x-rays, cleanings, etc.) do not to count towards the annual maximum benefit. When you see an in-network Delta Dental provider you will always have your diagnostic and preventive services covered at 100% even if your annual maximum benefit has already been reached for the plan year.

Delta Dental Basic Plan

  • Annual Maximum Benefit: $1,500 per person per plan year
  • Orthodontic Benefit: Not applicable
  • Plan Year Deductible: $50 per person. $150 per family.
  • Diagnostic & Preventive Services: 100%. Deductible does not apply.
  • Basic Services: 70%
  • Major Services: 50%
  • Orthodontic Services: Not applicable

Delta Dental Basic Plus Plan

  • Annual Maximum Benefit: $3,000 per person per plan year
  • Orthodontic Benefit: $3,000 per person per lifetime (for eligible children and adults)
  • Plan Year Deductible: $50 per person. $150 per family.
  • Diagnostic & Preventive Services: 100%. Deductible does not apply.
  • Basic Services: 80%
  • Major Services: 50%
  • Orthodontic Services: 50%. Deductible does not apply.

Dental Premiums

Dental Summary Plan Descriptions

FY 2018-2019

FY 2017-2018

More Information

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