State of Colorado Employee Benefits

As Coloradans, we have every reason to live active and healthy lives. After all, we’re surrounded by majestic beauty, we enjoy near-constant sunshine and we like to play as hard as we work. One of the State of Colorado’s goals is to provide each of you with a benefits package that helps you make the most of your health and wellness. 


The State provides medical benefits through UnitedHealthcare and Kaiser Permanente, and dental benefits though Delta Dental.

Medical Benefits  Dental Insurance

The State provides employees with basic life and short-term disability insurance at no cost to you. Additional optional life and optional long-term disability insurance coverage is available for your consideration. 

Disability Benefits  Life Insurance

The State provides a health savings account through Optum Bank and Flexible Spending Accounts through ASI Flex.  

Health Savings Account  Flexible Spending Account

Employees and supervisors are first encouraged to contact their respective Department HR Office or Department Benefit Administrators with questions and issues. ​

FY2018-19 Benefits Overview

Our Approach to Benefits 

Provide cost-effective, high quality health care options 

One of the State of Colorado’s goals is to provide employees with cost-effective, high-quality health care. The FY 2018-19 Employee Benefits Guide will provide you with an overview of your benefits plan options for the upcoming fiscal year, beginning on July 1, 2018. 

Take steps to help employees manage health care costs 

The State offers options such as the Employee Wellness Program’s monthly premium discount incentive, the Medical Supplement Discount Program for qualified employees, and Paladina Health, a primary care option for UnitedHealthcare members that provides most services with no copays or coinsurance. There are additional steps you can take to help reduce the health care costs you pay, such as enrolling in a tax-advantaged, State-administered Flexible Spending Account or opening a personal Health Savings Account.

Help employees better understand and access their benefits 

We recognize the importance of helping you better understand and access your benefits. That’s why we are asking you to join us by making a personal commitment to your health. It starts with enrolling in benefits plans that best meet your needs and those of your family, and it continues year-round by taking advantage of free preventive services and the State’s great wellness opportunities. 


Employees and supervisors are first encouraged to contact their respective Department HR Office or Department Benefit Administrators with questions and issues. ​

For additional assistance, please contact the State of Colorado Employee Benefits Unit. 

Hours: 7:30 a.m. - 5:00 p.m. MT
Toll-Free Number: 800-719-3434 (For use outside the Denver Metro Area)
Local Number: 303-866-3434