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   Division of Human Resources



1313  Sherman St., 1st Floor
Denver, CO 80203
Phone: 303-866-2323
Fax: 303-866-2021

  

 

PERA's Defined Contribution Retirement Plan (PERA DC)

Return to Basic Retirement Page    Retirement Plan Comparison    FAQs     Retirement Choice Packet (includes forms, updated June 2008)

Summary of PERA DC Plan's Benefits    

How the plan
is managed		 You choose specific investments depending on your investment knowledge and risk tolerance.      
Benefit at Retirement Your retirement benefit will depend on the gains or losses of the investments you choose as well as on the number of years you contribute to your retirement plan.   Retirement  
REQUIRED Forms for ALL Retirement Plans Social Security Release
Retirement Choice Release
Retirement Choice Election		      
Investment Provider CitiStreet - Contact PERA at 1-800-759-7372  Investment Information Web site Enroll / Beneficiary form
Supplementing this Plan State 457 Supplemental Retirement Plan or PERA's 401(k) Plan      
Statutory Employee Contribution 8% of your pre-tax income is contributed to the retirement plan of your choice (10% for State Troopers).      
Statutory Employer Contribution State contributes 10.15% (12.85% for State Troopers) to the retirement plan of your choice.      

Note:  The State does not manage any of the PERA products.

More Retirement Plan Information
 Retirement Choice Workbook updated June 2008
Retirement Choice Policy updated June 2008
 Retirement Planning (link to US Dept. of Labor site)
Windfall Elimination Provision (WEP) Info (link to Social Security Administration)
WEP - If you work for an employer who does not withhold Social Security taxes from your salary, such as the State of Colorado, the retirement benefit you receive may reduce your Social Security benefits.  Review the information at the above WEP link. 
Government Pension Offset (GPO) Info (link to Social Security Administration)
GPO - If you receive a retirement benefit from a federal, state or local government where you did not pay Social Security taxes, your spouse's, widow's or widower's Social Security benefits may be reduced.  Review the information at the above GPO link.  
Who is my human resources contact?

Additional Retirement & Investment Sites
College Savings
College Invest
Social Security

Return to Retirement Page
Return to Benefits Page

For more information about Benefits contact the DPA Benefits Unit.

Email comments to:  DPA Benefits

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