Personal Information or Documents Lost, Stolen, or Compromised
Following these steps and acting immediately may minimize your losses:
1. Obtain documentation of any fraud/identity theft that has occurred.
2. File a police report with your local law enforcement agency and obtain a copy of the report.
3. Notify your banks, credit card companies, and ALL of your creditors, including telephone, utility, and cable companies. Close bank and credit card accounts that have been or may be at risk of being compromised. Place alerts and/or passwords on all your accounts.
4. Report fraud and place an alert on your credit records by contacting one of the three credit reporting agencies via certified mail, toll free phone calls, or online and they will notify the others for you. Visit their sites or this one for information about placing a Security Freeze on your records:
5. Obtain copies of all three credit reporting agency reports by calling (toll free) 877-322-8228 or visiting AnnualCreditReport.com. You may qualify for free reports.
6. Contact the U.S. Postal Service (USPS) online or at 800-275-8777 to request that your mail be held at your local post office for pick up. Report mail fraud at U.S. Postal Inspection Service (USPIS) or call 800-372-8347.
7. Notify the Federal Trade Commission (FTC) online, by phone at (toll free) 877-438-4338, or by mail at Identity Theft Clearinghouse, Federal Trade Commission, 600 Pennsylvania Ave., NW, Washington, DC 20580, of the identity theft. Your claim will be entered in the FTC national database and you will receive information and referrals to other appropriate government agencies and private organizations.
8. Contact these check approval companies, which retailers use, to find out if your driver's license or identfication card (ID) has been used to write fraudulent checks and to request alerts on those records:
9. Contact these agencies to report and/or replace other lost, stolen, or fraudulently used documents:
Please visit these sites for more information if your driver's license or ID number has been used for credit or check fraud or your identity has been used during traffic violations, accidents, or arrests.