Deciding on Type of LTC Policy
Counselors with the Department of Human Services, Aging and Adult Services or counselors with the Senior Health Insurance Program (SHIP) at the Division of Insurance can help you sort things out. They are able to assist with comprehensive, objective and unbiased information with Long-Term Care Planning for Colorado Consumers.
The articles and interactive tools from the U.S. Department of Health & Human Services can also help you answer the following questions:
If you decide that long-term care insurance is for you, the following costs of care can help you decide how much coverage you may want.
|
Location |
Avg. daily rate nursing home, private |
Avg. daily rate nursing home, semi-private |
Avg. monthly rate, assisted living facility |
Avg. hourly rate, home health aide |
Avg. hourly rate, home-maker services |
|
U.S. average |
$213 |
$193 |
$3,261 |
$19 |
$18 |
|
Colorado average |
$222 |
$202 |
$3,288 |
$21 |
$20 |
|
Denver Metro area |
$221 |
$204 |
$3,600 |
$22 |
$21 |