Deciding What You Need

Counselors with the Department of Human Services, Aging and Adult Services or counselors with the Senior Health Insurance Program (SHIP) at the Division of Insurance can help you sort things out. They are able to assist with comprehensive, objective and unbiased information with Long-Term Care Planning for Colorado Consumers.

The articles and interactive tools from the U.S. Department of Health & Human Services and the use of Colorado State University Extension Consumer/Family Shopping for Long Term Care Insurance can also help you answer the following questions:

• Why should you think about Long-Term Care?
• Are you at risk for Long-Term Care?
• Are you prepared for Long-Term Care?
• What are your financing options?
• Why should you plan now?

If you decide that long-term care insurance is for you, the following costs of care can help you decide how much coverage you may want.

Source: 2009 Cost of Care Survey Genworth Financial, April 2009